News
Fraud Scheme
February 11, 2009
Using the Title Check service as part of DDI’s Premier eTitleLien™, our customer determined that their lien had not been recorded, contacted the current lienholder, and stopped financing additional vehicles through this dealer...
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SC Title Check
January 30, 2008
The SC Title Check is still available at no cost through February 28, 2009, so please use it as needed. Please note that DDI was notified on 1/27/09 that DMV should have a price plan in place within a month for the title check. We'll keep you posted!
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Premier eTitleLien™
Decision Dynamics, Inc. (DDI) encourages all lenders to join other leading loan officers and lenders in a revolutionary new lien and title process that will transform your paper-based process into a
stream-lined electronic process using the web.
Premier eTitleLien™, a leading web-based computer program developed by DDI, provides banks, credit
unions, and other financial institutions more efficient management of their liens on vehicle and
mobile home titles by keeping electronic ownership records in lieu of a surplus of paper titles.
This innovative new program and application provides your loan department with the capability to
electronically exchange lien and title information with the titling divisions in Florida, Georgia,
Pennsylvania, South Carolina, and Virginia. DDI will soon be supporting electronic titling in the
newest ELT state, Texas.
Premier eTitleLien™ allows messages related to titles with liens to be exchanged electronically,
reducing filing and mailing costs. There is an immediate appeal to the state titling agency, as
the printing and mailing of many paper titles is greatly reduced.
Save Time ... Save Money ... Enhance Your Customer Service
The benefits to lenders are greater. Both large and small lenders benefit from reduced filing
and handling of titles. Receiving an electronic title from the state titling agency allows
lenders to compare the title data with their lien application to ensure accuracy. Perfected
titles arrive much quicker and mailing clear titles to customers after a lien is released is
handled by the state titling agency automatically.
Premier eTitleLien™ also provides fraud reduction features including a “Lien Alert” system to
notify lenders issuing a loan that a lien is in process. With Premier eTitleLien™, a number of
additional services are available to assist in accurate lien and title processing, including:
electronic request for a paper title, electronic generation of the title forms, VIN verification,
VIN valuation, and reports for printing title summary information and exception conditions.
Premier eTitleLien™ also helps reduce errors by preparing the state title application forms
and importing vehicle and owner information from other loan systems.
Premier eTitleLien™ has been in use since 2006. An active Users Group meets twice a year to
share best practices and meet with the state titling agencies to further the goals of electronic
titles and associated paperwork.